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Number of states mandating automobile insurance

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It helps you to understand the actual cost and indicates those vehicles with good safety records.Your insurer will ultimately reward you for putting safety first. No-fault insurance is a system adopted in some states that essentially bypasses the conventional legal procedure which finds fault in an accident.The type and range of no-fault coverage varies from state to state.What defines the limitations of no-fault policies can differ in two important areas: Threshold--The type of damage or injury or the cost of repair or recovery that triggers the need for legal action.

Insurers even factor in the litigation rates in a given area--that is, how many lawsuits are filed, go to trial, are settled out of court and for how much.

Mandated--Benefit Level The package of benefits (medical, wage loss, replacement services and other expenses) your state requires you to carry.

The details of no-fault insurance can be complicated.

Some cars are considered safer than others because of their performance record in safety tests and real accidents.

That is why all consumers should research insurance coverage before you buy your car.